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In It Together – Collective Investment Schemes:
“The first step towards getting somewhere is to decide that you are not going to stay where you are”. Investments require one to take a risk and it is often advised that the risk should be a calculated one. According to A Geert Rouwenhorst in The Origins of Value, the concept of an investment company dates back late 1700th century Europe, when a Dutch merchant and a broker invited subscriptions from investors to form a trust, thus providing small investors with limited means an opportunity to diversify.